Calendar-first ledger
Past, pending, and planned money sit on the day they hit — not in a monthly dump.
Cash-flow on a calendar
See every dollar on its day.
Daylance puts income, spending, and transfers on a daily timeline, then forecasts what every account will hold. Plans stay plans until you confirm them. Share a space without mixing the ledgers.
Free to start with one space. Daylance Pro unlocks unlimited spaces and members.
How to use it
Build a ledger you can trust, then look ahead
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1
Create a space
A space is your ledger. Give it a name and a base currency. Keep Household and Studio in separate spaces so the numbers never mix.
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2
Add your accounts
Chequing, savings, cash, credit — each account is an asset or a liability with an opening balance. Safe thresholds warn you before a day goes red.
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3
Log money on the day it hits
Tap + and record income, spending, or a transfer. Transfers move money between accounts. They are never counted as income or spending.
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4
Plan what repeats
Rent, paycheques, and subscriptions live as recurring plans. Occurrences stay estimated until you confirm or skip them. A plan is not a payment.
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5
Watch the forecast
Home shows net position and the next 90 days. Calendar puts every dollar on its day. Insights totals the month you actually lived.
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6
Share on your terms
Invite members by email, add split-only participants, and set balance policies. Roles cap what each person can see and change.
See it in action
The next 90 days, without a spreadsheet
Everything it does
Built to be correct before it is clever
Forecasts you can audit
Every total drills back to the entries and assumptions behind it. No unexplained magic numbers.
Transfers stay transfers
Moving money between accounts never inflates income or spending. The books stay honest.
Plans until you confirm
Recurring bills wait as estimates. Overdue plans never silently become facts.
Shared spaces, scoped access
Invite members, split balances, and keep visibility inside the role you chose.
Alerts that matter
Optional reminders for upcoming entries and a digest of what hits next — on your schedule.
No bank login
You enter the money. Daylance does not connect to banks or move funds.
Daylance Pro
Free includes one space and no added members. Pro unlocks unlimited spaces and people.
Privacy by design
Your ledger stays yours. We do not sell it, and we do not need a bank password to run the app.
Questions
FAQ
What is a space?
A space is a shared ledger: accounts, categories, entries, and the people in it. You can keep more than one space — for example a household and a studio — and switch without mixing the numbers.
Does Daylance connect to my bank?
No. Daylance is a manual cash-flow planner. You log entries and opening balances yourself. It does not initiate payments or sync institution feeds.
How is a transfer different from income or spending?
A transfer moves money between your accounts. It can change an account balance without changing net worth, and it never counts as income or spending. Insights keep those lenses separate on purpose.
What happens to a recurring plan?
Recurring rules generate scheduled occurrences. They stay estimated until you confirm or skip them. Confirming posts the entry. Skipping leaves the forecast without pretending the money moved.
What's free and what's Daylance Pro?
Free includes one space and no added members. Daylance Pro is an auto-renewing subscription through the App Store that unlocks unlimited spaces and members. Pricing is shown in the app before you subscribe.
Do I need an account?
Yes. Sign in with Apple, Google, or email so your spaces can sync and, if you choose, be shared with members you invite.
Who can see a shared space?
Only people you invite as members, plus any split-only participants you add for balances. Roles cap what members can view and edit. Sharing is never implied by an ownership label alone.
Is this financial advice?
No. Forecasts are projections from the entries you log, not facts and not advice. Daylance is not a bank, broker, or tax product.
What happens to my data?
Your ledger lives in your account. Members of a space see what their role allows. We do not sell personal information. You can ask for an export or deletion from Contact. Read the full privacy policy.
Know today's cash before you spend
Download Daylance, add an account, and put the next payday on the calendar.